CÁLCULO PRESTACIÓN POR DESEMPLEO

Hola chic@

Hoy seguimos con la sección de las prestaciones. Traigo la prestación por desempleo que tiene también ciertas peculiaridades en su cálculo. Espero que os este ayudando esta visión práctica de los temas. La finalidad principal es que acopléis la teoría y la practica. 

Temas afectados:

ITSS- Tema 92
SubItss – Tema 84
Actuarios seguridad social – Tema 18
Gestores SS – Tema 64 
Interventores SS – Tema 27
Letrados SS – Tema 30
Técnicos SS – Tema 26 

ALLÁ VAMOS…

SUPUESTO PRÁCTICO

Don Julian inicia su prestación de servicios el 1 de septiembre de 2016 a mediante contrato temporal por obra o servicio Finalizada la obra objeto del contrato se le notifica, por la representación de la empresa, la extinción contractual con efectos desde el 1 de septiembre de 2019.

Don Julian no había cotizado con anterioridad. Está casado y con un hijo. La suma de las bases de cotización por desempleo del trabajador de los 180 días anteriores a la finalización del contrato es de 10.568 Euros.

¿Cuál será la cuantía de la prestación por desempleo?

 SOLUCIÓN

Partiendo de la base que Don Julian cumple los requisitos para acceder a la prestación por desempleo pasamos a calcular la cuantía que le correspondería.

En primer lugar vamos a conocer la duración de la prestación que tiene derecho a recibir el trabajador. El supuesto nos indica que tiene cotizados 3 años. A continuación tenemos que pasar los años a días (la tabla que viene en la ley expresa la duración de la prestación en días), para ello multiplicamos por 365, quedaría así: 

365 x 3 años = 1.095 días

Teniendo en cuenta la tabla prevista legalmente le corresponden 360 días de prestación

Período de cotización (en días) Período de prestación (en días)
Desde 360 hasta 539 120
Desde 540 hasta 719 180
Desde 720 hasta 899 240
Desde 900 hasta 1.079 300
Desde 1.080 hasta 1.259 360
Desde 1.260 hasta 1.439 420
Desde 1.440 hasta 1.619 480
Desde 1.620 hasta 1.799 540
Desde 1.800 hasta 1.979 600
Desde 1.980 hasta 2.159 660
Desde 2.160 720

Cálculo de la Base reguladora

La base reguladora de la prestación por desempleo es el resultado de dividir entre 180 la suma de las cotizaciones efectuadas por desempleo en los 180 días anteriores a la situación legal de desempleo. Lo que sumamos son las BC de desempleo de los 180 días anteriores.

MUY IMPORTANTE para el cálculo de la base reguladora se excluirá (de la BC de desempleo) la retribución  por horas extraordinarias. Como sabéis la BC de desempleo se incluye las percepciones económicas recibidas en cocepto de horas extras, pues bien, cuando se vaya a calcular la base reguladora de desempleo hay que restar esas horas extras.

La suma de las bases de cotización por desempleo del trabajador de los 180 días anteriores al hecho causante es de  10.568 Euros. Luego la base reguladora es: 

BASE REGULADORA = 10.568 / 180 = 58,71 euros/día

Para saber la cuantía de la prestación tenemos que aplicar a la BR los % correspondientes. En desempleo existen dos periodos así: 

Los primeros 180 días (6 meses), el trabajador tiene derecho a percibir el 70 por 100 de la base reguladora:

1 al 180 = 58,71 x 70 % = 41,09 euros al día

Para saber cuando le corresponde mensualmente multiplicamos x 180 (6 meses)

41,07 x 180 = 7396,2 euros (esta cantidad es a 6 meses)

7396,2 / 6 = 1116,67 euros/mes (esta es la cantidad que le corresponde mensualmente durante el periodo de 180 días)

-A partir de los 181 días en adelante , se aplica el 50% a la BR

181 en adelante = 58,71 x 50 % = 29,35 euros al día

29,35 x 180 = 5.283 euros

5.283 / 6 = 880,5 euros al mes.

* El importe a percibir, ha de estar comprendido entre unos máximos y unos mínimos, que dependerán si el trabajador tiene o no a su cargo hijos.

Hasta aquí el post de hoy. 

SEGUIMOS …!!

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  1. Para hacer el cálculo de la cuantía mensual yo multiplicaría simplemente la BR diaria por 30, porque además así ya ves de un vistazo si supera topes o no.

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