CÁLCULO INCAPACIDAD TEMPORAL ENFERMEDAD COMÚN CON RETRIBUCIÓN MENSUAL

 

Hola Chic@s

Hoy empiezo una serie de entradas relacionadas con ese mundo tan fascinante como es el de las prestaciones de la seguridad social. Seguro que muchos de vosotros en alguna ocasión os habéis liado en comprender qué es y cómo se calcula una base reguladora. Por eso y para que no nos limitemos a cantar o estudiar sin entenderlo os dejo un supuesto práctico para que lo adjuntéis en vuestros temas y cada vuelta que deis lo iréis interiorizando.

Hoy comienzo con el más simple de todos, concretamente con la base reguladora de la prestación de IT por contingencias comunes.

ALLÁ VAMOS…

TEMA 82 ITSS, TEMA 70 SUB ITSS,  TEMA 9 ACTUARIOS DE LA SS, TEMA 56 GESTORES DE LA SS,  TEMA 21 INTERVENTORES DE LA SS, TEMA 21 LETRADOS DE LA SS, TEMA 17 TÉCNICOS DE LA SS.

 SUPUESTO PRÁCTICO

El trabajador Don Pepito, incluido en el Régimen General de la Seguridad Social, dado de alta por la empresa para la que presta servicios el día 4 de septiembre de 2019, fecha desde la que permanece en la empresa.

El día 28 de enero de 2020 causa baja médica debida a una enfermedad común, situación en la que permanece hasta el día 24 de febrero del mismo año.

La retribución que corresponde percibir a Don Pepito tiene carácter mensual y la base de cotización por contingencias comunes correspondiente al mes de diciembre fue de 996,24 euros. 

SOLUCIÓN 

La base reguladora de la prestación de IT se obtiene dividiendo entre 30 la base de cotización por contingencias comunes del mes anterior al inicio de la situación de IT. ¿Por qué entre 30? Porque la retribución es mensual y el trabajador ha permanecido durante todo el mes en alta en la empresa.

Entonces; 996,24 Euros / 30 = 33,21 Euros/día

Ahora tenemos que aplicar los % correspondientes de la IT derivada de enfermedad común. Así:

  • 60 % desde el 4 al 20 día de la baja, es decir, desde el 31 de enero hasta el 16 de febrero.
  • 75 % a partir del vigésimo primero día, es decir, del 17 al 24 de febrero (fecha en que se produce el alta)

Con lo anterior se deduce que:

  • 33,21 E x 60 % = 19,93 E
  • 33,21 E x 75 % = 24,91 E

En el mes de enero le corresponden 19,93 euros x 1 (día) = 19,93 E

En el mes de febrero le corresponde 19,93 euros x 16 (días de febrero) = 318,88 y 24,91 euros x 8 (días de febrero) = 199,28 E. El total seria 318,88 + 199,28 = 518,16 E.

La empresa abonará a su cargo la prestación desde el día cuarto hasta el decimoquinto, ambos inclusive, es decir, desde el día 31 de enero hasta el 11 de febrero, debiendo abonar 19,33 x 12 (días) = 239,16 E

La entidad gestora abonará la prestación de los días 12 a 24 de febrero, ambos inclusive, por lo tanto; (19,93 Euros x 5 (días 12-16 febrero) = 99,65 E + (24,91 Euros x 8 (días hasta el 24 de febrero) = 199,28 E – siendo el TOTAL abonar por la Entidad gestora = 298,93 Euros

El esquema es muy simple. Hay que distinguir:

  • El periodo de aplicación de los porcentajes
  • El periodo a abonar la prestación la empresa y la entidad gestora.
  • Tener claro que la Base Reguladora es la BC del mes anterior y dividido por 30 si es retribución mensual o por el nº de días si la retribución es diaria (haré un post).

Hasta aquí el post de hoy chic@s. Cualquier duda… ya sabéis. SEGUIMOS.

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